Current bank loan intrest

BabyBear · 22-09-2005, 14:32

I see that when you loan from the bank you need to pay back 14% extra O.o

While the current intrest rate when you put your money in the bank is only 1% .....

Don't you think that difference is a bit too high?
I was planning to loan a bit, I was lucky i saw it in time or i would have created a large dept before i knew it >.<

On the other hand.... 14% from 25000 is eum something like eum.... 3500?
Which you can get back with .... 18 triad games.... hmmm and with that pack you can buy with the gil, it's quite easy to win some triad fights, isn't it?

Damn lol i'm messing up my own post
What are your views on it, maybe that will help me?

Do you think the intrest rate of the bank compared to the intrest rate on the loans is too big?

Seems like we got a very greedy bank in the RPG in my opinion ;-)

Detomah · 22-09-2005, 14:37

lol.... Unfortunately with my house problems, I know all about bank loans and they are as vicious, if not worse than that, in real life.

Rammstein · 22-09-2005, 14:45

irl it's normal to pay a high % back over the loan while the % u get over your savings is really low...

atm my savings are on a 3.5% while if i want to loan i pay 5% - 7% easily for a small loan..

Ramm.

walker · 22-09-2005, 15:23

The amount you have to pay back is abit high but given the time you are given to pay the amount back you should easierly do it if you have a good pack of triple triad cards.

I took out a loan of 20000 and I have already paid off almost half of it in two days and i still have 12 days to pay off the rest.

So I think the interest rate is ok for the amount of time given to pay it off.

Detomah · 22-09-2005, 16:24

Bank loans have now been disabled for the moment...

I've just found a rather large exploit in it while I was testing it. >.<

Edit: Ok, fixed!!! Phew.

Rammstein · 22-09-2005, 17:50

Oo hope it isn't exploited yet

Ramm.

Detomah · 22-09-2005, 18:42

Quote:

Originally Posted by Rammstein

Oo hope it isn't exploited yet

Ramm.

Nobody had found out about it, I didn't even know about it and only found it by pure accident, but I checked the logs just the same.

Rammstein · 22-09-2005, 20:09

go det go det it's ya birthday

Ramm.

waterelf · 15-10-2006, 18:43

sounds like real life

sparda · 23-10-2006, 15:08

ouch im going to have to meet a loan shark it much better then trhose intrests rates lol

22-09-2005, 14:32	#1 (permalink)
Name & Title BabyBear Evil and laughing Avatar Mood Karma Pu3,137.17	Current bank loan intrest I see that when you loan from the bank you need to pay back 14% extra O.o While the current intrest rate when you put your money in the bank is only 1% ..... Don't you think that difference is a bit too high? I was planning to loan a bit, I was lucky i saw it in time or i would have created a large dept before i knew it >.< On the other hand.... 14% from 25000 is eum something like eum.... 3500? Which you can get back with .... 18 triad games.... hmmm and with that pack you can buy with the gil, it's quite easy to win some triad fights, isn't it? Damn lol i'm messing up my own post What are your views on it, maybe that will help me? Do you think the intrest rate of the bank compared to the intrest rate on the loans is too big? Seems like we got a very greedy bank in the RPG in my opinion ;-)
	BabyBear's Sig:Are you gonna live your life standing in the back? Are you gonna waste your time? you gotta make a move or you miss out. i'm on my feet, i'm on the floor, i'm good to go. All i need now is just to hear a song I know. Play the game of the week and win 500 Pu or 1000 resources of your choice in tribalwars
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22-09-2005, 14:37	#2 (permalink)
Name & Title Detomah Owner&Designer Avatar Mood Karma Pu102,218.69 Critters My Critters	Re: Current bank loan intrest lol.... Unfortunately with my house problems, I know all about bank loans and they are as vicious, if not worse than that, in real life.
	Detomah's Sig: Donations - Help Total Format, by kindly donating your spare cash. Site Map - See exactly what Total format has to offer during your stay. TV Guide - check out what is on TV right here at Total Format. Cartoons - Read the latest comics that Total Format has to offer. Search \| BBCodes \| Smilies \| FAQs \| Forum Rules \| Contact TF \| Link To TF \| Privacy Policy 7 MONTHS COMPLETED - 0 CIGARETTES SMOKED
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22-09-2005, 14:45	#3 (permalink)
Name & Title Rammstein Let me see u stripped! Avatar Karma Pu-1,092.96	Re: Current bank loan intrest irl it's normal to pay a high % back over the loan while the % u get over your savings is really low... atm my savings are on a 3.5% while if i want to loan i pay 5% - 7% easily for a small loan.. Ramm.
	Rammstein's Sig:Many fall but one remains
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22-09-2005, 15:23	#4 (permalink)
Name & Title walker The Deadman Avatar Mood Karma Pu4,734.92	Re: Current bank loan intrest The amount you have to pay back is abit high but given the time you are given to pay the amount back you should easierly do it if you have a good pack of triple triad cards. I took out a loan of 20000 and I have already paid off almost half of it in two days and i still have 12 days to pay off the rest. So I think the interest rate is ok for the amount of time given to pay it off.
	walker's Sig:Family guy Peter: If I wasn't so sure you were a lesbian I'd say you were coming on to me. Walkerspalace Residents Walkerspalace factorys Walkerspalace Transport Walkerspalace Police Walkerspalace Parks
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22-09-2005, 16:24	#5 (permalink)
Name & Title Detomah Owner&Designer Avatar Mood Karma Pu102,218.69 Critters My Critters	Re: Current bank loan intrest Bank loans have now been disabled for the moment... I've just found a rather large exploit in it while I was testing it. >.< Edit: Ok, fixed!!! Phew.
	Detomah's Sig: Donations - Help Total Format, by kindly donating your spare cash. Site Map - See exactly what Total format has to offer during your stay. TV Guide - check out what is on TV right here at Total Format. Cartoons - Read the latest comics that Total Format has to offer. Search \| BBCodes \| Smilies \| FAQs \| Forum Rules \| Contact TF \| Link To TF \| Privacy Policy 7 MONTHS COMPLETED - 0 CIGARETTES SMOKED
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22-09-2005, 17:50	#6 (permalink)
Name & Title Rammstein Let me see u stripped! Avatar Karma Pu-1,092.96	Re: Current bank loan intrest Oo hope it isn't exploited yet Ramm.
	Rammstein's Sig:Many fall but one remains
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22-09-2005, 20:09	#8 (permalink)
Name & Title Rammstein Let me see u stripped! Avatar Karma Pu-1,092.96	Re: Current bank loan intrest go det go det it's ya birthday Ramm.
	Rammstein's Sig:Many fall but one remains
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15-10-2006, 18:43	#9 (permalink)
Name & Title waterelf Full Member Avatar Karma Pu-1,056.19	sounds like real life
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23-10-2006, 15:08	#10 (permalink)
Name & Title sparda Devil hunter Avatar Mood Karma Pu10,433.41	ouch im going to have to meet a loan shark it much better then trhose intrests rates lol
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