RPG Bank versus TF Bank

[BabyBear]

Both banks have their pro and cons.
And that's what this post is about


RPG Bank:
Pro's

• 10% intrest rate
• Donating gil to others doesn't cost a thing
• The money in the bank and in your hand is safe from direct 'stealing'

Cons

• Once every 24hours have passed, you need to check the RPG bank before the next cyclus of 24 hours starts (so if you don't come on this forum for 5 days you only had 1 time intrest in the TF bank)
• You lose Gil when you lose battles in the RPG from your hand and bank.

TF Bank:
Pro's

• You can leave your RPG bank account untouched and for every 24 hours cyclus you will gain intrest
• The money in the bank is safe from direct 'stealing'
• You don't lose TF pounds from the bank when you lose battles in the Petz system.

Cons

• At this moment only 9% intrest
• Donating to other members cost you 2% of the amount you want to donate
• Other players can steal the pounds you have in your hand.

If you got any other Pro or Cons you want to add, feel free to post them

[Detomah]

I knew someone would get round to this in the end.

Both have good and bad points and both make it worth while having money in both of them...

[BabyBear]

Originally Posted by Detomah

I knew someone would get round to this in the end.

Both have good and bad points and both make it worth while having money in both of them...

At this moment i prefer the TF bank. You get less intrest, but it's good that i don't need to check my bank account regular. Otherwise i would lose valuable time waiting for intrest and that in the end would make me lose even more intrest.

Then on the other hand i mostly use my money in the RPG world which make me lose some of the money again while transfering from TF pounds to Gil.
But then again when you got a large base amount of money. The 4% doesn't matter that much as it are peanuts compared to the other amount you have.

[Randy]

umm i didnt know you had to refresh the RPG bank for the 24hr period to reset ><

your making me consider the options now.

oh and the transfer rate from gil to tf pounds is 4%

[teflon]

rpg bank is better if youre going to visit every day
tf bank is a better thing to use if youre going to be away for a few days

you lose 1% interest but it compounds automatically

am i right?

[BabyBear]

Originally Posted by teflon

rpg bank is better if youre going to visit every day
tf bank is a better thing to use if youre going to be away for a few days

you lose 1% interest but it compounds automatically

am i right?

Yes you are

The reason i more like the TF bank is that i visit this forum regular, but on different hours.... So sometimes i forget to check the RPG bank and then i lose out on 4-6 hours of valuable intrest time