gahhhh car insurance

[TaZ69]

my mum phoned me today to tell me that my provisional arrived at her house.. so i told my dad and he said ok lets get that transit on the road (future garage van).. now its a K reg diesel transit while im removing an old eberspacher heater from it and giving it an inspection for its MOT my dad shouts me into the office i walk in and he said ive phoned up an insurance company in the auto trader insurance section and this is ruffly what its gona cost me to insure u to drive that transit.. he then shows me a postit note wtih £2700 writen on it with £800 deposit... Gah thats the first quote but ffs its a diesel transit van....

on a lighter note im 17 on monday yippee

[Tesl]

yup, will probably cost you at least £1000 to get insured, probably more than that.

Ah the joys of being a new driver =/ iv been driving a year and my insurance cost more this year than it did last year

[Naruto]

why not use a moped like most people, its cheap its simple to use and it dont cost alot £3.50 petrol 80 pound CBT insurance not much more and most college kids use em

[Mankind]

cause they look crap lol.

best thing is to buy a heap of junk, insure it for cheap, dont drive it for a year and rack up the NCB and also do some advanced driving tests.

[Bing]

Originally posted by TaZ69
on a lighter note im 17 on monday yippee

woo, congrats, happy birthday :good:

can't say much else, don't know anything about cars and all that, LoL :n00b:

[TaZ69]

Originally posted by FFSquall
why not use a moped like most people, its cheap its simple to use and it dont cost alot £3.50 petrol 80 pound CBT insurance not much more and most college kids use em

cos i like my transits.... can see the road plenty of space in the back and it has a the added advantage of having a heater and a windscreen

[Naruto]

then have fun paying 2000+ insurance then im sure i aint gonna get a vehicle in such a high insurance bracket as a transit

ford Ka will do me a group 2 insurance

[TaZ69]

Originally posted by Craig123
slap a matress in the back
spray **** truck on the side
sorted

lol


i plan to turn my escort van into a mini pimp mobile tv/ps2/sounds/comfy floor

they might be insuring your van as a commercial vehicle seeing as it is a van, and that costs a lot more than regular insurance.

[TaZ69]

Originally posted by FFSquall
then have fun paying 2000+ insurance then im sure i aint gonna get a vehicle in such a high insurance bracket as a transit

ford Ka will do me a group 2 insurance

is there any website that gives u the group for each car? if so could u post the url

[Naruto]

just try an online quote with an insurance company granted they have a website lol

[TaZ69]

Originally posted by FFSquall
just try an online quote with an insurance company granted they have a website lol

dont u know of 1 that lists which cars are in which group? if i see a car i like in cheap group ill buy a second hand 1

[Naruto]

http://www.carhound.com/publish/index.aspx

[Jules]

Do 2 things, either insure the car in your dads name with you as a named driver as long as your mum, your auntie uncle etc etc. The more people as a named driver the cheaper it often is for some reason.

Or leave your van in your garage for 1 or 2 years driving and drive a piece of **** until u have some ncb and are paying cheap insurance. And do pass plus that knocks off about 40% off ur insurance bill!

[Ashante]

Elephant.co.uk are really good for insurance. They're almost twice as cheap as any other insurer, my mum, dad and Kurt all use elephant.

The fact its so high is because its your first car, its got a big engine.. transits 2L ? If you're a mechanic why not try get your hands on something smaller like a saxo or a 206 or a corsa or something. <=1.4L costs MUCH less on insurance, and even if you're paying a little more for the car you'll make it back on the insurance.